Miguelo Rada doesn't seem like the kind of guy who'd have extra cash. He just spent 32 years in prison, he lives in a halfway house in West Harlem, and his current income comes only from public assistance.
He uses food stamps for food, wears hand-me-down clothes and buys almost nothing. He is also an unofficial bank.
"If somebody asks me, 'Can I borrow $20?' If I have it I'll say, 'Here!' " he says.
This kind of borrowing is one way people do what economists call "consumption smoothing" – basically making spending more regular, even when income is not.
This weekend the American Medical Association will kick off its annual exercise in medical democracy.
The group's House of Delegates will meet in Chicago to vote on resolutions that range from a demand that private insurers pay doctors at least as much as Medicare does to a call for federal legislation affirming the right of doctors to talk about gun safety with patients.